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Privacy Policy

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Privacy Notice for Ultimate Business Capital

Effective Date: 2/22/25

1. Introduction:

Ultimate Business Capital ("we," "us," or "our") connects businesses with third-party lenders through our online application services. We are not a direct lender and do not provide financial advice. This Privacy Notice explains how we collect, use, and share your personal data when you visit www.ultimatebusinesscapital.com ("Site").

2. Information We Collect:

We collect:

  • Contact Information: Name, telephone number, and email address, provided by you to fulfill your information request.

  • Website Usage Data: IP addresses, cookie identifiers, website activity, page views, navigation paths, and frequency of website use.

  • Application Data: Information provided through our online application forms, which may include business and financial details, shared with third-party lenders.

  • SMS Opt-In Data: Phone number and opt-in status for SMS communications.

  • Credit Report Information: Information pulled from credit bureaus, with your authorization, for the purpose of connecting you with third party lenders.

3. How We Use Your Information:

We use your information to:

  • Fulfill your requests for information.

  • Connect you with third-party lenders.

  • Improve our Site and services.

  • Analyze website traffic and user behavior.

  • Send SMS messages for appointment scheduling and reminders (if opted-in).

  • Comply with legal obligations.

  • For fraud prevention and security purposes.

4. Sharing Your Information:

We share your information with:

  • Third-party lenders to facilitate loan applications.

  • Third-party service providers who assist us with website analytics, marketing, communication, and credit reporting.

  • AdRoll and other third-party advertisers for targeted marketing.

  • Legal or governmental entities when required by law.

5. Cookies and Targeted Advertising:

  • Third parties, such as AdRoll, may place cookies on your browser for targeted advertising.

  • These cookies collect information about your browsing activity to tailor advertisements to your interests.

  • You can opt out of targeted advertising through the Network Advertising Initiative: http://optout.networkadvertising.org/?c=1.

  • Our site utilizes cookies for website functionality, analytics, and marketing purposes.

6. SMS Terms of Service:

  • By opting into SMS, you agree to receive messages from us, including appointment scheduling and reminders.

  • Message frequency varies. Message and data rates may apply.

  • Text "HELP" for assistance or "STOP" to opt out.

  • SMS consent is not shared with third parties for marketing.

7. Data Security:

We implement reasonable security measures to protect your data. However, no online transmission is entirely secure.

8. Your Rights:

  • You may have rights to:

    • Access your personal data.

    • Correct inaccuracies.

    • Request deletion of your data (subject to legal obligations).

    • Opt out of marketing communications.

9. Third-Party Links:

Our Site may contain links to third-party websites. We are not responsible for their privacy practices.1

10. Changes to This Privacy Notice:

We may update this Notice. Changes will be posted on our Site.

11. Data Retention:

We retain your personal data for as long as necessary to fulfill the purposes outlined in this Privacy Notice, unless a longer retention2 period is required or permitted3 by law.

12. Children's Privacy:

Our Site is not intended for children under the age of 18. We do not knowingly collect information from anyone 18.

13. "Licensed Professional" Clarification:

When we state that you may be contacted by a "licensed professional," this refers to a representative from a third party lender that may be a licensed loan officer, broker, or other financial professional, as required by applicable state and federal laws.

14. Contact Us:

For privacy inquiries, contact us at www.ultimatebusinesscapital.com.

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